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Tencent is developing a credit scoring system as it ramps up its battle with rival Alibaba for a share of China ‘ s $ 5.5 TN mobile payments marker中国Ant financial,Alibaba’s payments affiliate,launched its sesame credit two years ago,Par laying its data on consumers into a measumers两年前,阿里巴巴的缴纳业务关系公司蚂蚁金服(Ant Financial)登录芝麻信用(Sesame Credit),利用自己控制的消费者数据评估他们的信用,恳求中小企业和消费者。Alipay,the mobile payment service of ant financial,has 520m users。蚂蚁金服的手机支付服务支付宝(AliPay)目前拥有5.2亿名用户。

Tencent now aims to launch a similar service,which likewise accounts for users ‘ social and financial histories to assess their Credit risk因为在中国很难拿到信用卡,所以这些服务特别有价值。Tencent is testing A credit scoring service among A small group of its subscribers,Upping the stakes as the two tech titans engage in an aggressive腾讯正在对少数用户中的信用评价服务进行实验,增加担保,两家大型科技巨头本周积极开展大规模推进活动,希望中国人退出现金,并缴纳手机。中国is streets ahead of the rest of the world in mobile payments-its market is more than 50 times the size of the us-buoyed by a boom in onlines 据Based on Forrester research Figures Eresearch公司称,去年中国移动支付市场规模超过5.5万亿美元,根据森林调查公司(Forrester Research)的数据,美国移动支付市场规模为1120亿美元,意味着中国移动支付市场规模是美国的50倍the sector is dominated by the country ‘ s two biggest tech groups . while Alibaba long commanded the lion ‘ s share,it has recently Bei阿里巴巴几年来的占有率Tencent ‘ s share rose to 39.5 percent in the first quarter of the year,according to data from consultancy Analysys,While AliPay dipped to咨询机构很容易看到国际,Ysys)表示,今年第一季度腾讯的市场份额下降到39.5%,阿里巴巴的份额下降到53.7%。

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这与2015年第三季度构成鲜明,当时腾讯份额为16%,阿里巴巴份额为71%。
Matthew Brennan,co-founder of tech consultancy China channel,Said Tencent ‘ s move into credit scoring demonstrated its desire to builder技术咨询公司中国频道的创始人马修?据布伦南(Matthew Brennan)透露,腾讯转入信用评分领域,加强缴纳业务3354目前仅限于便利店小额交易和P2P贷款。Tencent has been signing up scores of physical stores this year,including star bucks . almost all of the us group ‘ s 2,600 China cafs accese今年,腾讯仍然与星巴克(Starbucks)在一起,这家美国集团的2600家中国咖啡馆全部沦为缴纳微信(Weixin Pay)3354杭州阿里巴巴园区的星巴克引人注目。“Tencent obviously wants to change that,and they need to build up infra structure to compete with AliPay ‘ s more mature offering,”he“credit scoringis an essential part of that。

“腾讯想改变现状。为了与阿里巴巴更成熟的产品和服务竞争,需要加强基础设施。“他说。”信用分数是其中不可缺少的一部分。

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“Both players have made big use of promotions,culminating in this week ‘ s frenzy . Tuesday is the last day of AliPay ‘ s”golden week wheek wheekTencent begins its promotional day on Tuesday—August 8,which sounds like“wealth”in manday星期二是阿里巴巴“黄金周”的最后一天。在此次活动中,用户将随机获得奖励金,平均金额为0.88元至4888元(0.13美元至728美元)。腾讯于8月8日星期二开始推进日——8,在汉语中一起听,似乎是“放开”的。

腾讯could not be reached for comment。记者无法联系腾讯请求评价。

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